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    KiwiSaver, Uncomplicated.

    How much will you have when you retire?

  • KiwiSaver, Uncomplicated.

    Maximise your KiwiSaver for your first home deposit.

  • Young Happy Woman Holds Key While Moving Into New Home

    KiwiSaver, Uncomplicated.

    Maximise your KiwiSaver for your first home deposit.

  • It allows you to feature various items

    KiwiSaver, Uncomplicated.

    How much will you have when you retire?

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    Meet Nicola, your financial advisor

    Why Bee Financial?
    • Bees are highly symbolic creatures, representing concepts such as industriousness, co-operation and community.
    • They symbolise wisdom, knowledge, purposeful productivity, prosperity, commitment and kindness.

    A little about me: I’ve worked in financial services since 2000 and have been involved with KiwiSaver since its inception in 2007. For the past decade, I was Head of Direct Distribution at Generate KiwiSaver, leading a nationwide team of 35 advisers dedicated to helping individuals and families plan for their futures. Now as an independent adviser, I focus on financial education because I see how much opportunity is missed simply due to a lack of information. KiwiSaver is a powerful tool—and I’d love to help you make the most of it.

    What this means for you: I bring deep knowledge of KiwiSaver and can support you in ways you might not have considered. There’s more to KiwiSaver than just being enrolled — and I’d love to help you manage it effectively going forward.

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    Individual
    Planning

    Individual Planning with Bee Financial gives you personalised, practical guidance that’s built entirely around your goals, your lifestyle, and your future. When we work together one‑on‑one, I take the time to understand your full financial picture — your income, expenses, KiwiSaver balance, current fund, and the milestones you want to reach.

    From there, we set clear, meaningful goals such as buying your first home or planning the retirement you want. I’m passionate about helping people see what’s possible, and I guide you through the steps that make the biggest difference: choosing the right fund, adjusting contribution rates, and making sure you’re getting the full benefit of employer and government contributions.

    Your plan focuses on making your KiwiSaver work smarter for you. We look at how your fund choice, contributions, and long‑term goals align, ensuring everything feels manageable and tailored to your life.

    As things change — your job, your income, your goals — regular reviews with Bee Financial keep you on track. My aim is to give you clarity, confidence, and a sense of control over your financial future, so you can make decisions that support the life you want to build.

    Let's Talk

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    Company
    Planning

    Having Bee Financial support your employees gives them more than just information — it gives them confidence. My sessions are designed to make KiwiSaver, retirement planning, and everyday financial decisions feel simple, relevant, and genuinely achievable for every person in the room.

    I’m deeply passionate about helping employees understand how to make the most of their KiwiSaver. Whether it’s choosing the right fund, setting contribution levels, or maximising employer and government contributions, I break everything down in a way that feels approachable and tailored to their situation. Small adjustments can make a significant difference to someone’s long‑term financial wellbeing, and it’s incredibly rewarding to help people realise that.

    These workplace sessions also create a safe space for employees to ask questions they may not feel comfortable raising elsewhere. That clarity reduces uncertainty, builds confidence, and empowers people to take control of their financial future — often for the first time.

    For your business, this is a meaningful investment in staff wellbeing. When employees feel more secure about their finances, they’re more focused, engaged, and motivated at work. It’s a simple way to show your team that you care about their future, both personally and professionally.

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    If you want to know how you can fund your retirement, it’s never too soon to plan.

    Nicola’s services focus on empowering you with financial clarity and confidence, from long-term retirement planning to making strategic decisions with your KiwiSaver.

    Whether you’re reviewing your KiwiSaver fund and contribution rate, planning how to grow your retirement savings, or looking to use your KiwiSaver towards your first home deposit, including understanding eligibility and withdrawal options, Nicola will work with you to create a clear path forward tailored to your life goals.

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    Our providers

      Nicola was able to explain her role and how we tend to put our money into KiwiSaver Accounts and then not really understand what it is doing. She offered everyone an opportunity for them to make appointments and look at their situation and provide any guidance that they required.The feedback I received from all those that took Nicola up on this offer, including myself, found her very knowledgeable, got a deeper insight into their KiwiSaver and appreciated what Nicola could do for them.

      - Sandra Murray
      Centre Director
      New Shoots Hamilton

      Nicola was very informative and engaging working really well one on one with our staff to help them better understand their KiwiSaver, our staff were then able to make better informed decisions regarding their KiwiSaver, would definitely recommend Nicola.

      - Dean Gray
      Dealer Principal
      Jim Wright Motor Group

      Nicola has come into our early childhood centre at a time that was suitable for us (staff meeting). She has given a great and simple understanding of KiwiSaver, as most of us did not have a firm understanding. She has made this very simple and easy to understand.Through this communication and her flexibility in meeting with us, around 90% of our team have chosen to switch their KiwiSaver.I personally have been extremely happy with this and through the APP I am able to easily keep an eye on my KiwiSaver account. It is also great to know that Nicola is only a phone call away if needed :)

      - Kathy Stiles
      Centre Manager
      BestStart Dixon Heights

      Nicola is highly motivated, passionate and personable. We found her presentation and expertise on the product to be very informative. The presentation made us think about things we had not previously thought about. The example given to us of a young man who (if invested in the right fund at a early age) could expect to have at retirement age was a eye opener. We highly recommend having a chat with Nicola

      - Tania
      Practice Manager
      Dental Holistix

      Nicola has provided KiwiSaver advice sessions for our team at Ebbett Volkswagen & Skoda, and the feedback from staff has been extremely positive. The sessions were clear, practical, and helped our employees better understand their KiwiSaver needs. It has been a valuable offering for our team, and I would happily recommend Nicola to other businesses.

      - Michael van den Engel
      Dealer Principal
      Ebbett Volkswaggen & Ebbett Skoda

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      (+64) 021 484 090
      [email protected]

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      Whether you’re planning for retirement, reviewing your KiwiSaver, or thinking about your first home, Nicola is here to help. Get in touch today for clear, personalised financial advice that’s tailored to you.

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